Archive for the ‘Adversity’ Category

27 Nov

Help my unbelief

Posted by Zachary P. Hubbard in Adversity, advice, Apostle Paul, Bible, christ, Christian, Christianity, Daily Devotional, discipline, Faith, Jesus, Oswald Chambers, Prayer, Simple Living, spiritual, Thanksgiving. Tagged: , , , , , , , , , , , .

The phrase “Help my unbelief” comes from Mark 9:24, where a desperate father pleads with Jesus to heal his son, saying, “I do believe; help my unbelief!”. This powerful request acknowledges the human struggle with doubt, while expressing a desire to be faithful.

How can anyone who is identified with Jesus Christ suffer from doubt or fear! Our lives in him should be psalms of irrepressible, triumphant belief. –Oswald Chambers

I live by faith in the Son of God, who loved me and gave himself for me. –Galatians 2:20*

So how does a Christian live by faith in Jesus?  I’ve often asked myself this question as I ponder life. I think I might be getting closer to finding the answer.

“Keep the faith baby!” We’ve all heard this or something similar. So how much faith is enough?  In Matthew 17, Jesus tells us that faith “the size of a mustard seed” is enough to move a mountain. Hmmm, I have a couple of pretty big mountains in my life that I want to move, but so far, they’re still there to greet me every morning when I awake.  Apparently, I lack the ability to muster even a tiny mustard seed worth of faith—and this frustrates and disappoints me.

Happily, I believe I might have found the root cause of my failure. My faith lacks persistence. Paul points to persistence in 1 Thessalonians 5: 16-18, which exhorts us to, “Rejoice always, pray continually, give thanks in all circumstances; for this is God’s will for you in Christ Jesus.” If one meditates on this short passage, I believe they’ll find that it contains some pretty tough marching orders.

Persistent faith is surrendering one’s will to God’s will, not a product of personal willpower, but a result of trusting His plan for your life, even when it’s unclear to you. This act of surrender means relinquishing personal control and aligning one’s life with a higher purpose, leading to strength and peace found in God’s wisdom rather than one’s own. It is an ongoing process of daily submission, acknowledging one’s own limitations and trusting in God’s provision.  

Matthew 14:29-31 is a wonderful example of impersistent faith.  As Jesus is walking on the water in the Sea of Galilee, he approaches the boat where his disciples are struggling in a violent storm. “Come,” he said (to Peter). Then Peter got down out of the boat, walked on the water and came toward Jesus. But when he saw the wind, he was afraid and, beginning to sink, cried out, “Lord, save me!” Immediately Jesus reached out his hand and caught him. “You of little faith,” he said, “why did you doubt?” 

In this lesson, Peter was doing fine while he focused on Jesus, but when he shifted his focus from Jesus to the great wind of the storm he began to doubt. Like a new military recruit struggling to qualify with his weapon on a rifle range, Peter failed because he took his eye off the target, Jesus.

Consider it pure joy, my brothers and sisters, whenever you face trials of many kinds,because you know that the testing of your faith produces perseverance. James1:2-3

As I’ve noted before, Jesus was and remains the God of the Impossible for those who come to him as their Lord and Savior. I believe this in my heart.  Believing is easy when things are going my way. I’m trying hard to learn how to put this into action when the going gets too tough for me to handle. Every day I try to meditate on Psalm 143 as part of my daily devotions. I find verses 8 – 10 to be a great source of encouragement and comfort, especially when I feel overwhelmed by life. I hope you might find them equally useful.

 Let the morning bring me word of your unfailing love,
    for I have put my trust in you.
Show me the way I should go,
    for to you I entrust my life.
Rescue me from my enemies, Lord,
    for I hide myself in you.
Teach me to do your will,
    for you are my God;
may your good Spirit
    lead me on level ground.  

On this national holiday dedicated to giving thanks, let us give thanks to the Lord our God for all his blessings and provision in the past year and in the years to come. May He lead us all on level ground.

Now Thank We All Our God, performed by the Mormon Tabernacle Choir: https://www.youtube.com/watch?v=K7gMDXylzW8

*All Bible quotes are NIV

8 Oct

Stop This Train

Posted by Zachary P. Hubbard in Adversity, advice, Aging, Bible, Christian, Christianity, Faith, Fear, Hope, Jesus, Music, Religion, simplicity, slow down, trust. Tagged: , , , , , , , , , .

I don’t mention it very often, but I’m a big blues guitar fan. Most of the blues guitarists I like would make any top 100 best list.  They include, in no particular order, Eric Clapton, Muddy Waters, John Lee Hooker, Robert Cray, Bo Diddley, Stevie Ray Vaughn, B.B. King and Joe Bonamassa.  I would add the oft underrated Jon Mayer to this distinguished list. If you won’t take my word for it, Eric Clapton said Mayer, “doesn’t even know how good he is” and has called him a “master” guitarist.

While he is not lauded as a poet or lyricist, many of Mayers’ songs have wonderful lyrics.  One of my favorites is “Stop This Train. The lyrics are a reflection on Mayer’s stressful, fast-moving life and his struggle to deal with the inevitability of aging.

Mayer’s father Richard is Jewish. The younger Mayer has publicly spoken of his personal identification with Judaism. I like to think the lyrics to this song reflect some of this religious identification. Here’s my take on the lyrics. I’ve printed them below.

Stop This Train 

Lyrics Credit: http://www.songlyrics.com

No, I’m not color blind
I know the world is black and white
I try to keep an open mind
But I just can’t sleep on this, tonight

Stop this train
I want to get off and go home again
I can’t take the speed it’s moving in
I know I can’t
But, honestly, won’t someone stop this train?

Don’t know how else to say it
I don’t want to see my parents go
One generation’s length away
From fighting life out on my own

Stop this train
I want to get off and go home again
I can’t take the speed it’s moving in
I know I can’t
But, honestly, won’t someone stop this train?

So scared of getting older
I’m only good at being young
So I play the numbers game
To find a way to say that life has just begun

Had a talk with my old man
Said, “Help me understand”
He said, “Turn sixty-eight
You’ll renegotiate”

“Don’t stop this train
Don’t for a minute change the place you’re in
And don’t think I couldn’t ever understand
I tried my hand
John, honestly, we’ll never stop this train”

Once in a while, when it’s good
It’ll feel like it should
When you’re all still around
And you’re still safe and sound
And you don’t miss a thing
‘Till you cry when you’re driving away in the dark
Singing, stop this train
I want to get off and go home again
I can’t take the speed it’s moving in
I know, I can’t
‘Cause now I see I’ll never stop this train.

Lyrics Credit: http://www.songlyrics.com

Trusting God When Life Won’t Slow Down

The lyrics captures a feeling that many who read this will know too well—a longing to slow down, escape the rush, and to return to a simpler time. But as Christ followers we’re reminded that while we can’t stop the train of time, we can trust Him who created the foundation upon which the train tracks are laid.

Trust in the Lord with all your heart, and lean not on your own understanding; in all your ways acknowledge Him, and He will make your paths straight. —Proverbs 3:5-6

The Inevitability of Aging

Mayer’s lyrics speaks directly to the aches of growing older, the dread of losing those we love, and the longing for inner peace and stability in a world that constantly changes. These are common human emotions. The Bible speaks directly to them. Psalm 90:10 reminds us of life’s brevity; Ecclesiastes 3:20 reminds us that we were all made from dust and to dust we will return; while Psalm 23:4 assures us of God’s presence even in the dark valley, including the darkest “Valley of Death.”

The words “Stop this train, I want to get off and go home again,” is a cry for peace of mind, comfort, familiarity, and stability. As Christians, we know that home isn’t a place we left; it’s a destination ahead in eternity with God. Hebrews 13:14 tells us we’re seeking a city yet to come and Revelation 21:4 promises a future free of pain, tears or death.

Mayer’s father makes a cameo appearance in the lyrics.  His wise advice to son John is, “Don’t stop this train.” The father’s advice echoes Paul’s call to embrace each of Life’s season with faith. Paul learned to be content in every situation (Philippians 4:11), and we’re invited to do the same, trusting that God is with us through every twisting, turning, climbing, and descending moment.

I hope these lyrics remind you not of what you’ve lost, but of the hope you have in Christ. This train of life we’re riding may not stop—but we’ll’ never ride alone. Lord, teach us to embrace each season of life with faith, knowing that You are with us and that every believer’s future is secure in You.

To everything there is a season, and a time to every purpose under the heaven. —Ecclesiastes 3:1

The journey we’re each called to make is from the dead-end of putting faith in ourselves, or in some other finite creature, to the expanding horizon of trusting our Creator, following His lead, loving like He loves. And the vehicle, the means of conveyance, the way to get there, is the Word, Jesus, God’s Word who set up His tent, His tabernacle, in our midst.  —Rev. Dr. Michael Zeigler, Speaker for The Lutheran Hour

Listen – Stop This Train by John Mayer. https://www.youtube.com/watch?v=mS2o4q7vRFM)

5 Jun

A health hiatus

Posted by Zachary P. Hubbard in Adversity, health, Prayer, Simple Living, Uncategorized.

In case you missed me, I’ve been on a health dictated hiatus from writing for about four months. This came in the wake of a medical diagnosis of a progressive condition that will impact me for the remainder of my days. I’ve had to make a lot of adjustments to my life. It also came at a time when my wife and I are in the midst of making a move back to the east coast. In a few weeks we will depart South Dakota, our home for nearly 10 years, for a new life in Maryland. By the end of the month I hope to resume writing. In the meantime I would appreciate your prayers. See you soon!

Zack

Philippians 4:13 I can do all things through Christ who strengthens me.

27 Jan

These fearful times

Posted by Zachary P. Hubbard in Adversity, advice, christ, Christian, Christianity, control, depression, end times, Faith, Fear, Holy Week, Hope, Jesus, peace, Politics, Prayer, President of the United States, Religion, rest, Risk, Safe Space, simplicity, spiritual, Tornados, war, Weather. Tagged: , , , , , , , , , , , .

Jesus calming the storm

On January 20th Donald Trump was sworn in (again) as President of the United States.  For some Americans it was a day of celebration, while for others it was a day of dread and fear. This is not uncommon when the political pendulum makes a big swing to the left or right in this country. The media circus on both left and right during the presidential campaign and since has been enough to depress just about anyone who listens or reads too much news.

Just in case the noise of partisan politics hasn’t depressed you, we’ve been bombarded lately with news of torrential rains, mudslides, hail storms, wildfires in LA, tornados and hurricanes in places they don’t belong, and snow on our Gulf coast beaches. Then there are wars and rumors of war around the globe, like in Israel, Lebanon, Yemen, Somalia, Ukraine, Nagorno-Karabakh, and elsewhere.

These are indeed fear-provoking times. Sometimes it looks like no one is in charge. The good news is that there’s one great master plan in motion for all mankind, and neither Donald Trump, Vladimir Putin, Xi Jinping or any other man is in control. God is still in control of everything in creation and always will be. 

Not long before he died, the Rev. Dr. Charles Stanley, Pastor Emeritus of the First Baptist Church of Atlanta, recorded a homily titled, A Comforting Message in Fearful Times. Just as the Apostle Paul encourages believers to “put on the full armor of God” in Ephesians 6, Dr. Stanley’s message encourages us to “soak” our minds and hearts in the word of God, where believers can find peace, comfort, and courage in the midst of the spiritual warfare surrounding our daily lives. Dr. Stanley cites a treasure trove of scripture during the homily, which I have listed below. I encourage you to read through the entire list, then go back and look at each passage in the context of the full chapter it comes from.   

Philippians 4:6-7 — “Be anxious for nothing, but in everything by prayer and supplication, with thanksgiving, let your requests be made known to God; and the peace of God, which surpasses all comprehension, will guard your hearts and minds in Christ Jesus”.

Psalm 16:7-8 — “I will bless the Lord who has counseled me; indeed, my mind instructs me in the night. I have set the Lord continually before me; because He is at my right hand, I will not be shaken”.

Psalm 4:8 — “In peace I will both lie down and sleep, For You, O Lord, make me to dwell in safety”.

Psalm 27:1 — “The Lord is my light and my salvation; Whom shall I fear? The Lord is the defense of my life; Whom shall I dread”?

Psalm 139:23 — “Search me, O God, and know my heart; try me and know my anxious thoughts; and see if there’s any hurtful way in me, and lead me in the everlasting way”.

Psalm 138:7 — “Though I walk in the midst of trouble, You will revive me; You will stretch forth Your hand against the wrath of my enemies, and Your right hand will save me”.

Psalm 138:8 — “The Lord will accomplish what concerns me; Your lovingkindness, O Lord, is everlasting”.

Psalm 138:3 — “On the day I called, You answered me; You made me bold with strength in my soul”.

Philippians 4:19 — “My God will supply all your needs according to His riches in glory in Christ Jesus”.

Isaiah 41:10 — “Do not fear for I am with you; do not anxiously look about you, for I am your God. I will strengthen you, surely I will help you with my righteous right hand”.

John 3:16 — “For God so loved the world that He gave His only begotten Son, that whoever believes in Him shall not perish, but have everlasting life”.

1 John 1:9 — “If we confess our sins He is faithful and just to forgive us our sins and to cleanse us from all unrighteousness”.

Psalm 121:1-8 — “I will lift up my eyes to the mountains; From where shall my help come? My help comes from the Lord, Who made heaven and earth. He will not allow your foot to slip; He will keep you and He will not slumber. Behold, He who keeps Israel will neither slumber nor sleep. The Lord is your keeper, the Lord is your shade on your right hand. The sun will not smite you by day, nor the moon by night. The Lord will protect you from all evil; He will keep your soul. The Lord will guard your going out and your coming in from this time forth and forever”.

Isaiah 54:17 — “No weapon that is formed against you will prosper; and every tongue that accuses you in judgment, you will condemn. This is the heritage of the servants of the Lord, and their vindication is from Me”, declares the Lord.

Psalm 32:7 — “You are my hiding place; You preserve me from trouble. You surround me with songs of deliverance”.

Psalm 94:19 — “When my anxious thoughts multiply within me, Your consolations delights my soul”.

Psalm 23:4 — “Even though I walk through the shadow of death, I fear no evil, for You are with me. Your rod and Your staff they comfort me”.

Psalm 139:3 — “You scrutinize my path and my lying down, and are intimately acquainted with all my ways”.

All in all, the difference between the believers and non-believers is this: in tough situations the believer accepts God’s wisdom and control. His prayer is for patience and to say as Jesus said, “Not My will, but Yours, be done” (Luke 22:42b). On the other hand, the non-believer challenges God, neglecting to believe in Him unless he has proof. (Based on a sermon by Rev. Dr. Ken Klaus, former Speaker of The Lutheran Hour).

A comforting message in fearful times – by Dr. Charles Stanley. Safe Link: https://www.youtube.com/watch?v=V2OKUg8NQY8

28 Nov

So thankful

Posted by Zachary P. Hubbard in Adversity, Bible, Christian, Christianity, death, Disaster, Faith, family, forgiveness, Friends, health, Holy Spirit, Hope, Jesus, joy, love, peace, Prayer, Religion, simplicity, spiritual, Tornados, Weather. Tagged: , , , , , , , , , .

Our nation has endured an extraordinary series of natural disasters over the past few months, including hurricanes, tornados, torrential rains, devastating floods, and enormous wildfires. If you’ve tuned in to the evening news lately you’ve probably seen disaster victims who have lost nearly all of their material possessions. Despite suffering tremendously, many of these people express gratitude for the simple fact that they are alive and still have their family and friends. They get it!

As I grow older, the things that truly matter in my life have become crystal clear. These are Faith, Family, Friends, and Freedom. I call them the 4Fs and I’ve written about them several times over the decade that I’ve written this blog. 

Today, as we mark the annual Thanksgiving holiday, I’m offering a special thanks for my friends. I’ve heard it said that families are issued to you, but you choose your friends. This is just one of the many things that makes true friends so special.

So, what is a true friend?  I don’t have all the answers, but here are some characteristics of my true friends that I’ve observed over the years:

  • They are there for you when others walk away.
  • They meet you where you are, warts, wrinkles, and all.
  • They are forgiving.
  • They will make time for you, even when they haven’t the time to spare.
  • They expect nothing in return and do not keep score.
  • They are good listeners.
  • They respect confidentiality.
  • They tell you what you need to hear, not what you want to hear.
  • They say, “Wow, you really made a mess of this! Now how can I help you fix it?”
  • They walk beside you in the demon filled valleys, propping you up.
  • They are at their best when you are at your worst.

A number of my dear friends are currently struggling with serious life challenges. These include the early onset of dementia, the death of a spouse, a spouse developing dementia, a spouse with cancer, a child abusing alcohol, and a child suffering with seizures. The longer one lives the more frequently such challenges seem to occur. So now I lift them up to the Lord.

Lord, hear my prayer.  Father God, I pray for my friends who are struggling.  I pray that you will grant them mercy and peace. You know exactly what they need at this moment. Draw near to them and let them feel your presence. Open their eyes, ears, and hearts to you. Protect them from the attacks of the evil one and shelter them in your loving arms.  I pray this in the name of the Father, and the Son, and the Holy Spirit.  Amen.  

Sirach 6:14-16 (RSV)

Faithful friends are a sturdy shelter:
    whoever finds one has found a treasure.
Faithful friends are beyond price;
    no amount can balance their worth.
Faithful friends are life-saving medicine;
    and those who fear the Lord will find them.

19 Aug

Going home

Posted by Zachary P. Hubbard in Adversity, advice, Apostle Paul, Bible, christ, Christian, Christianity, Hope, Jesus, Religion, rest, simplicity, spiritual, Uncategorized. Tagged: , , , , , , , , .

My home is in heaven.  I’m just traveling through this world.  –Billy Graham

I served 24 years of active duty in the US Army. For my entire career my sweet wife stood by my side, sacrificing her own career in order to accommodate my needs. I was gone a lot, but somehow along the way we managed to birth and raise two children. We moved over a dozen times during my career.  More than once we moved three times in a single year. This was done so that I could attend short, specialized training courses and schools between my permanent changes of station.

We lived in some wonderful locations, saw some incredible things, and had some great times. One thing we never had, however, was a place to call home. The idea of a place called home is almost magical for some people. Recall Dorothy’s most memorable line in the Wizard of Oz as she yearns to return to friends, family, and a little farm in Kansas, “There’s no place like home.”  Or as American pioneer and writer Laura Ingalls Wilder said, “Home is the nicest word there is. 

Then there’s this from Oliver Wendell Holmes Sr., “For there we loved, and where we love is home, home that our feet may leave, but not our hearts.” Home means different things to people, but a common thread is the thought of being in a safe, comfortable place surrounded by those we love the most.

Unfortunately, many people yearn for home during their lives, but never find it. Saint Paul often spoke of heaven as every believer’s true home. In Corinthians 2 5:1* he says:

“For we know that if the earthly tent we live in is destroyed, we have a building from God, an eternal house in heaven, not built by human hands.”

Here, Paul compares our temporary physical bodies to a tent and contrasts it with an “eternal house in heaven,” highlighting the permanence and divine nature of our heavenly home.

In Philippians 1:23-24, Paul writes:

“I am torn between the two: I desire to depart and be with Christ, which is better by far; but it is more necessary for you that I remain in the body.”

And in Philippians 3:20, he writes:

“But our citizenship is in heaven. And we eagerly await a Savior from there, the Lord Jesus Christ.”

This verse emphasizes that our true citizenship is in heaven; it reinforces the idea that our ultimate home is with God.

The ache for home lives in all of us. The safe place where we can go as we are and not be questioned.” — Maya Angelou

Taken together, the preceding passages from Paul show he understood that while we live on earth temporarily, our true eternal home is in heaven with God. And like the prodigal son’s return to his father’s house, our Father in heaven eagerly awaits the day when all his children will return to their heavenly home. So, if you’re a believer with an unquenchable ache to go home and be at peace, rest assured in the knowledge that the Father is eagerly awaiting your return and will run to embrace you when you come home to your rightful place in heaven at His appointed time.

I’m just a poor wayfaring stranger
Traveling through this world below
There is no sickness, no toil, no danger
In that bright land to which I go
I’m going there to see my father
And all my loved ones who’ve gone on

I’m just going over Jordan
I’m just going over home

— Wayfaring Stranger, song by Johnny Cash

*All Bible quotations are NIV.

1 Jun

Scary times

Posted by Zachary P. Hubbard in Adversity, advice, Apostle Paul, Bible, Christian, Christianity, Climate, Culture, Disaster, Earthquake, Fear, Jesus, Oswald Chambers, peace, Prayer, Religion, simplicity, war. Tagged: , , , , , , , , , , .

I am the Lord your God who takes hold of your right hand and says to you, Do not fear; I will help you. —Isaiah 41:13

Many people today fear a wide variety of things they see and hear around them. Fear is running rampant right here in America. Polls indicate that the majority of Americans now believe that their children’s lives will be harder than their own. They worry about unemployment and the economy. Many fear illegal immigration. Others are afraid to gather in public places for fear of violence. We see campus protests turn violent. School shootings don’t surprise us anymore.

On a cosmic scale we hear about giant solar flares that could destroy technology, pushing humankind back into the Stone Age. A large meteor or asteroid collision could destroy life on Earth.

In the natural world, we hear that a major eruption of a super volcano, like the one beneath Yellowstone National Park, could cause destruction and death on a planetary scale. Earthquakes and tsunamis in diverse places threaten millions of people. Climate change is blamed for killer storms, droughts, melting polar ice, coastal flooding, wildfires and more.

On the human plane, we read and hear about flesh eating bacteria, brain eating amoebas, and drug resistant bacteria and viruses. Abortion rights are a hot button topic that can trigger anger and rage. Some people hunker down in their homes, worried about riots, violence by and against the police, and other street violence. Others fear that computer hackers or scammers will steal their identities and wealth.  

There are wars in Ukraine and Gaza, and rumors of a global war that’s coming. Religious persecution is increasing around the globe. There is a growing wave of antisemitism right here in America. There are ample reasons for fear.

The Bible mentions two very different types of fear. The first is fear of the Lord. This fear is not associated with being scared. It is an awe and reverence of God and is to be encouraged. According to Psalm 111, fear of the Lord is the beginning of wisdom and leads to rest and peace.

The second type of fear is detrimental. In the first chapter of 2 Timothy it is described as a “spirit of fear.” A person can be completely overcome by a spirit of fear, virtually frozen and unable to function. Such fear weighs a person down physically, emotionally and/or mentally.

Unfortunately, many Christians have succumbed to living with a spirit of fear. Some fear those of other religions and are reluctant to reach out to them in Christian love. Some fear those who are different from them culturally or racially. Others are hesitant to invite those in need into their lives for fear they might lose something or it might cost something. Some are afraid to leave the comfort of their homes and familiar surroundings in order to reach out to the needy. Others are hesitant to give of their wealth for fear they might later find themselves in need.

Many Christian fears boil down to a fear of losing something—possessions, comfort, safety, security. In Philippians chapter 3, verses 7-8, Paul describes how he has let go of the things of this world in order to focus on what is truly important:

But whatever gain I had, I counted as loss for the sake of Christ. Indeed, I count everything as loss because of the surpassing worth of knowing Christ Jesus my Lord.

One can’t grasp Christ’s outstretched hand while clinging to things of this world. As David tells us in Psalm 34, verses 4-7:

I sought the Lord, and he answered me and delivered me from all my fears.
Those who look to him are radiant, and their faces shall never be ashamed.
This poor man cried, and the Lord heard him and saved him out of all his troubles.
The angel of the Lord encamps around those who fear him, and delivers them.

You may be facing a health crisis, unemployment, divorce, a call to Christian service, or other difficult challenges. Don’t live in fear. Take the fears you struggle with today and give them to the Lord in prayer. Make this a habit. I will not tell you to “let go and let God” because it makes letting go of fear sound so simple. Instead, I encourage you to explore the Bible and learn what it says about fear. Read and believe!

Begin with Psalm 23. Then read Psalm 118. Other relevant Psalms include 27, 34, 46, 61, 91, 103, and 121. Once you have read these Psalms, locate a red letter edition New Testament and read every word spoken by Jesus. Then read Paul’s epistles. Become steeped in scripture. Do this and you will be well on the way to giving your fears to the Lord.

The remarkable thing about God is that when you fear God, you fear nothing else, whereas if you do not fear God, you fear everything else.   —Oswald Chambers

*All Bible quotes are ESV.

14 May

Enduring Truths for Recent Graduates

Posted by Zachary P. Hubbard in Adversity, advice, Choices, christ, Christian, Christianity, Consequences, discipline, Education, Fault, graduation, Hope, jobs, regrets, Self-discipline, simplicity, Words, work. Tagged: , , , , , , , .

Across the country it’s graduation time. Here in South Dakota some schools have already closed for the summer. Most of those that remain open will close in the coming days. Everywhere one turns there’s another grad party. What awaits all these new grads? A decade ago I wrote an article  for my newspaper column with some advice for recent graduates. While it was aimed at high school graduates, it is also highly relevant to recent college grads. The article has become one of the most popular pieces I ever wrote. I’ve received hundreds of emails thanking me for taking the time to share it.  Therefore, I decided to  republish it annually around graduation time.  I hope some of you might find it useful.  You can view the original article in the Tribune-Democrat news at this link: http://goo.gl/LtN72

For those who are graduating high school this year and beginning the long transition into adulthood, I’d like to offer you a gift. Here are five enduring truths I have learned. They will help you through life’s journey.

Choices

“If you decide to just go with the flow, you’ll end up where the flow goes, which is usually downhill, often leading to a big pile of sludge and a life of unhappiness. You’ll end up doing what everyone else is doing.” ― Sean Covey, The 7 Habits of Highly Effective Teens

 Life will deal you an endless string of choices along the way.  Some will be trivial, like deciding what to wear today.  Others will be weighty and their outcomes will affect you forever.  Weighty decisions should always be preceded by much thought and soul searching.  This includes decisions about who you date or marry, what you put into your body, bringing children into the world, what you do for a living, how much debt you incur and who you associate with.

All of these decisions will have a lasting effect on your life. Therefore, make them slowly and deliberately. Often you’ll discover that the right choice is not the easiest one.  A habit of making poor choices will, as the Sean Covey quote suggests, drag your life downhill.

I was recently contacted by a young man who had just received a bad conduct discharge from the Navy.  He asked me how the discharge would impact his future employability.  His mistake was choosing to drive a car while intoxicated and hitting a pedestrian. Fortunately, the victim wasn’t seriously injured. Had it been otherwise, the young sailor would probably be in prison.  It was my sad responsibility to inform him that with some employers the discharge would be a black mark for life. Choices matter!

 Learning

“Experience is a hard teacher because she gives the test first, the lesson afterwards.”    ―Vernon Saunders Law, former professional baseball pitcher and Cy Young Award winner

Some of you will go on to college or technical school.  Others will enter the workforce.  Even if your formal education is over, don’t quit learning. Make learning a lifelong adventure.  I did my undergraduate work at the University of Kentucky.  The school offers a fellowship program for individuals aged 65 and older to attend classes tuition free. Every year numerous senior citizens walk the stage to receive degrees ranging from Associate of Arts to Doctor of Philosophy.  It’s never too late to learn.

Even if you don’t choose to continue formal learning, make it point to learn from life. Observe others; note their successes and failures; then learn from their experiences.  More importantly, learn from your own mistakes.

Some of the greatest lessons I’ve learned, particularly those while serving in uniform, were the result of having made a terrible mistake.  This sort of lesson sticks, like the first time you grab the handle of a hot iron skillet with your bare hand.  The key to learning from mistakes is owning them.  Admit your mistakes and then move on, having learned something from the experience.  Don’t let, “It wasn’t my fault,” be part of your vocabulary.

 Work

“A dream doesn’t become reality through magic; it takes sweat, determination and hard work.”  ―Colin Powell, retired U.S. Army four-star general and former U.S. Secretary of State

Work isn’t always fun. If it were, they’d call it play.  Work can be downright unpleasant, but it’s an essential element of life! Along the way you’re going to have jobs you won’t like. Note what you don’t like and make it a point to improve yourself, so you’ll never again have to work at such a job.

Accepting a job means submitting to the authority of those placed over you.  Learn to work within this system.   You’ll inevitably have bosses you don’t like.  Learn to respect the position, if not the individual.

Fairness

“Life is not fair; get used to it.” ―Bill Gates, founder and former CEO, Microsoft Corporation

You will hear much discussion about fairness in this life. It’s all hot air.  Life isn’t fair.  Some good people die young, while some bad people live a long life.   Disease sometimes strikes arbitrarily, for no apparent reason.  Some people prosper while others suffer failure. A death or accident can change your life forever.

There is randomness to life that can’t be avoided.  Don’t expect kindness to be returned with kindness.  Don’t expect generosity to be returned with generosity.  The best choice is to be fair and kind to others and learn to accept what they return to you.

A wise man named Harry Browne ran for president of the United States on the Libertarian Party ticket. On Christmas day in 1966, Browne wrote his young daughter a letter aptly titled, “A Gift for My Daughter.”  I encourage every graduating senior to read it and digest it. In the letter, he explains to his daughter that, “Nobody owes you anything.”  Understanding what Browne meant can truly bless you. You can find it here. https://independentpoliticalreport.com/2015/12/harry-brownes-christmas-letter-to-his-daughter/

Faith

“A faith is a necessity to a man. Woe to him who believes in nothing.”  ―Victor Hugo

I once had a senior Army officer tell me he preferred to work with men who possessed spiritual values, regardless of their religion.  He explained that having faith in a power higher than one’s self was an indicator of how one will perform under pressure; in this instance, the pressure meant combat.

Too many people place their faith in all the wrong places.  It might be in wealth, celebrity, good looks, talent, or even government.  Whatever the case, misplaced faith leads to disappointment after disappointment.

To avoid these disappointments, put your faith in God alone.  You, your loved ones and your friends will all inevitably let you down, but God will never fail you.

17 Mar

Forgiveness

Posted by Zachary P. Hubbard in Adversity, advice, christ, Christian, Christianity, Easter, Faith, forgiveness, Grace, Hope, Jesus, Martin Luther, Passion, Penitence, Religion, Sin, Uncategorized. Tagged: , , , , , , , .

I recently read a book that poses the question, “What about your life before you were a Christian has changed since you became a Christ follower.”  I can think of so many responses, but two stand out. First of all, as a Christian I have a profound sense of personal sin that wasn’t previously there. Note that I speak of “sin,” not “sins.”  My personal sins are a countless laundry list of bad, harmful things I have done during my life. Many people are repulsed by being called a sinner.  Yet sin (without an “s” on the end), is a condition we all live in. Martin Luther described it eloquently in a letter to Philip Melanchthon on August 1, 1521:

 “Be a sinner, and let your sins be strong, but let your trust in Christ be stronger, and rejoice in Christ who is the victor over sin, death, and the world.  We will commit sins while we are here, for this life is not a place where justice resides.  We, however, says Peter (2 Peter 3:13) are looking forward to a new heaven and a new earth where justice will reign.  It suffices that through God’s glory we have recognized the Lamb who takes away the sin of the world. No sin can separate us from Him, even if we were to kill or commit adultery thousands of times each day.  Do you think such an exalted Lamb paid merely a small price with a meager sacrifice for our sins?  Pray hard for you are quite a sinner.”

My second response to the question is that as a Christian I have a tremendous sense of gratitude that God has forgiven all my sins through Jesus Christ. Before becoming a Christian, I didn’t recognize my need for forgiveness. Now I understand that Jesus suffered, bled, and died on the cross as an atonement for not only my sins, but the sins of the entire world.  Hebrews 9:15 tells us that Christ’s blood inaugurated a new covenant. Through His sacrifice, He became the mediator between God and humanity. The old system of blood offerings through sacrificing animals could only cover sin temporarily, but Christ’s blood provides complete forgiveness. His death on the cross bridged the gap between the holy God and fallen humanity. Jesus the risen Lord is now seated at the right hand of the Father, where he intercedes on our behalf, our great High Priest.

The process of forgiveness begins with repentance. Acknowledging our sins, we turn to God, seeking His mercy. Acts 2:38 stresses baptism in the name of Jesus Christ for the remission of sins. More than a mere ritual; it symbolizes our identification with Christ’s death and resurrection. Through faith in Jesus as the risen Son of God, we receive forgiveness—the slate is wiped clean and our sins are remembered no more.

As the season of Lent winds down and Easter approaches, let us all consider Christ’s atonement for our sins. Through His death on the cross, Jesus atoned for the sins all mankind, satisfying God’s demand for justice, and accomplishing reconciliation for all who seek redemption through Him. The obedience and selfless sacrifice of Christ, who felt human emotions and pain just like you and me, serve as the foundation of our salvation. The shedding of Jesus’s blood on the cross symbolizes the ultimate atonement, restoring us to God’s favor and demonstrating the Father’s divine love and mercy. Jesus willingly gave His life for our sins, bridging the gap between humanity and God. His sacrifice on Calvary’s cross paid the price for our transgressions, conquered sin and death, and brought about the resurrection from the dead, not just for Jesus, but eventually for all of His followers.

God proved His love on the Cross. When Christ hung, and bled, and died, it was God saying to the world, ‘I love you.’ –Billy Graham

5 Feb

Debt relief

Posted by Zachary P. Hubbard in Adversity, advice, Christian, Christianity, consumerism, Grace, Jesus, materialism, Poverty, Salvation, Self-discipline, Simple Living, simplicity. Tagged: , , , , , .

The United States is a debtor nation. The US Congress regularly borrows money to keep the government running.  The national debt is the grand total of money the government owes, either to investors or to itself (source: USAfacts.org). The current national debt is approaching $35 trillion. That’s 35 followed by 12 zeros! 

There is an intriguing concept of debt forgiveness in Jewish law that relates to the Shemitah year, which occurs every seven years. According to the Torah, in the Shemitah year, all personal loans between Jews are canceled, and lenders must release their debtors from their obligations. This is known as Shemitat Kesafim, or “release of money.” The purpose of this law is to foster generosity, faith, and social justice among the Jewish people, and to remind them that everything ultimately belongs to God. Imagine how different our lives would be if this form of debt relief were practiced in America today.

Average American citizens are debtors. Per the website Statista.com, the average American had $21,800 in non-mortgage debt in 2023. Much of this amount was accrued on credit cards used to fund consumer spending…I just had to have that new iPhone!  Unlike older generations, younger consumers today often buy on credit those things that older generations would have saved up for and purchased in cash, like a new car…Why wait, you can have it now.  You deserve it!

Today, the idea of saving enough money to buy a new car is as outdated as the idea of working one’s way through college.  While not impossible, the skyrocketing cost of new cars and attending a four-year college make paying cash as one goes out of reach for most people.

According to a July 2023 article on Forbes.com (https://www.forbes.com/advisor/student-loans/average-student-loan-debt-statistics/), total student loan debt was $1.75 trillion.  Around 55% of students from public four-year institutions had student loans. The average student loan debt for students coming out of public four-year institutions was $28,950.   

There’s an old adage that says, “The borrower is slave to the lender.” There’s a lot of truth in this. The Bible describes our sins as debts to God. Sin debt to God is a concept describing the moral obligation that humans have to obey God’s law and the penalty that they incur when they fail to obey. Sin is disobedience to God’s will and commands. King David acknowledges in Psalm 51:3-4, that his sins are offenses against God, not man:

3 For I know my transgressions, and my sin is always before me.
4 Against you, you only, have I sinned and done what is evil in your sight; so you are right in your verdict and justified when you judge.

Sin separates humans from God’s presence and favor. The consequence of sin is death, both physical and spiritual, which means eternal separation from God.

The Bible teaches that God is merciful and gracious, and He has provided a way for humans to be forgiven and reconciled to Him. God sent His Son, Jesus Christ, to die on the cross as a substitute for sinners, paying the debt that they could not pay themselves. By trusting in Christ’s death and resurrection, sinners can receive God’s forgiveness and eternal life. This is the Good News (Gospel), of God’s salvation for sinners. God cancels the sin debt of those who believe in His Son and restores them to a right relationship with Him. While you may not receive government relief from your student loans or other debts, thanks be to God that forgiveness for our sin debt against Him is available.

Ephesians 2:1-10   As for you, you were dead in your transgressions and sins, 2 in which you used to live when you followed the ways of this world and of the ruler of the kingdom of the air, the spirit who is now at work in those who are disobedient. 3 All of us also lived among them at one time, gratifying the cravings of our flesh and following its desires and thoughts. Like the rest, we were by nature deserving of wrath. 4 But because of his great love for us, God, who is rich in mercy, 5 made us alive with Christ even when we were dead in transgressions—it is by grace you have been saved. 6 And God raised us up with Christ and seated us with him in the heavenly realms in Christ Jesus, 7 in order that in the coming ages he might show the incomparable riches of his grace, expressed in his kindness to us in Christ Jesus. 8 For it is by grace you have been saved, through faith—and this is not from yourselves, it is the gift of God— 9 not by works, so that no one can boast. 10 For we are God’s handiwork, created in Christ Jesus to do good works, which God prepared in advance for us to do.

*All Bible quotes are NIV

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